Report, edit, etc...Posted by DT_Battlekruser on 2004-09-12 at 21:07:01
I notice many of you play armies and would love a place to keep your stuff. Also people would like the bank back. So I am bringing it back to life as me.
Official Bank ToS:
I. Rates
1. Investment Fees There is a 10% deposit fee and a 5% withdrawal fee. You gain 1% interest on stored money every 72 hours (collected at 12:00 AM Pacific Time).
2. Loan Fees Loans will be charged as following:
1.5% interest will be charged for every two days you take the loan out in a plan. You may name name length up to 3 months you want.
II. Legal
By taking out a loan in this bank, you acknowledge that you will pay back loan in indicated time, or you will be fined or your loan plan will be changed. In case of bank failure, money in back is guaranteed returned up to 500 Minerals. For insurance reasons, you many not have more than 10000 Minerals in a single bank account. I do not participate in SC armies or Pets and do not spend very many Minerals.
III. Participating
Post in this thread or PM me to take out a loan or invest in the bank. When investing or returning a loan state the amount and send me the money (I will know if you try to cheat me). Sent money will be the full amount invested (deposit fee will be subtracted afterward) or full loan amount plus allocated interest. When withdrawing or taking out a loan, PM or post with the amount you wish to withdraw, borrow and the interest plan you wish. (if applicable). The money will be sent as soon as I read it. I will post acknowledgement to all transactions here. Happy banking! Loans may be refused due to banks lack of money. Maximum loan amount is 5000 minerals. The bank withholds the right to refuse service to any member.
Member Accounts
Name ------------------- Minerals -------- Next Interest
Now that admin being nice, i will keep stats on hand. Yellow accounts have had insurance refunded and may be better refunded upon the unlikely returning of loans (just keeping numbers just-in-case).
Paella ---- 9109
BeeR_KeG[eM] ---- 4249
LegacyWeapon ---- 1637
urmom --- 465
neoNightmareX --- 315
Kow --- 349
Shadow-Ninja --- 305
ChaosRyder --- 287
.{TM}. ---- 0 (155 of 155 refunded)
007Torrasque ---- 65
chestday ---- 0 (34 of 34 refunded)
Loans
Name (#) -------------- Minerals --- Loan Dues --- Plan --- When is it Due?
ShinRa_Soldier -------------------- 1500 -------- 1725 ------ 3 Month (15% int.) -- Feb. 30
Dye Eliminator -------------------- 5000 ------- 5600 ------- 3 month --------- Mar. 24
ES_Ghost -------------------------- 4000 ------- 4210 -------- 7 day ----------- Jan 10
Total ---------------------------- 10500 ---------- 11535 ----------- XXX --- XXX
Official Bank ToS:
I. Rates
1. Investment Fees There is a 10% deposit fee and a 5% withdrawal fee. You gain 1% interest on stored money every 72 hours (collected at 12:00 AM Pacific Time).
2. Loan Fees Loans will be charged as following:
1.5% interest will be charged for every two days you take the loan out in a plan. You may name name length up to 3 months you want.
II. Legal
By taking out a loan in this bank, you acknowledge that you will pay back loan in indicated time, or you will be fined or your loan plan will be changed. In case of bank failure, money in back is guaranteed returned up to 500 Minerals. For insurance reasons, you many not have more than 10000 Minerals in a single bank account. I do not participate in SC armies or Pets and do not spend very many Minerals.
III. Participating
Post in this thread or PM me to take out a loan or invest in the bank. When investing or returning a loan state the amount and send me the money (I will know if you try to cheat me). Sent money will be the full amount invested (deposit fee will be subtracted afterward) or full loan amount plus allocated interest. When withdrawing or taking out a loan, PM or post with the amount you wish to withdraw, borrow and the interest plan you wish. (if applicable). The money will be sent as soon as I read it. I will post acknowledgement to all transactions here. Happy banking! Loans may be refused due to banks lack of money. Maximum loan amount is 5000 minerals. The bank withholds the right to refuse service to any member.
Member Accounts
Name ------------------- Minerals -------- Next Interest
Now that admin being nice, i will keep stats on hand. Yellow accounts have had insurance refunded and may be better refunded upon the unlikely returning of loans (just keeping numbers just-in-case).
Paella ---- 9109
BeeR_KeG[eM] ---- 4249
LegacyWeapon ---- 1637
urmom --- 465
neoNightmareX --- 315
Kow --- 349
Shadow-Ninja --- 305
ChaosRyder --- 287
.{TM}. ---- 0 (155 of 155 refunded)
007Torrasque ---- 65
chestday ---- 0 (34 of 34 refunded)
Loans
Name (#) -------------- Minerals --- Loan Dues --- Plan --- When is it Due?
ShinRa_Soldier -------------------- 1500 -------- 1725 ------ 3 Month (15% int.) -- Feb. 30
Dye Eliminator -------------------- 5000 ------- 5600 ------- 3 month --------- Mar. 24
ES_Ghost -------------------------- 4000 ------- 4210 -------- 7 day ----------- Jan 10
Total ---------------------------- 10500 ---------- 11535 ----------- XXX --- XXX
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-13 at 00:32:12
QUOTE
Loans may be refused due to banks lack of money.
Banks wealth will increase greatly when people deposit in it. How banks work is how much money bank actually has in cash is about 5% of what it holds virtually. For example, 12 sen members each deposit 500 Minerals and I give a 5000 mineral loan. The bank only holds 1000 minerals pyshically, but has 6000 deposited.
QUOTE
how much am I insured?
You are guarnteed 150 Minerals of you deposits, but I will try my hardest so that this bank never fails. It's all based on trust.
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-13 at 18:33:22
QUOTE
lol like heck I'm giving you my money; I don't need a bank for petty cash like 150...I was thinking in the thousands, and if you only secure 150...jeez
I can only guarantee so much. I will do my very best to keep it alive though...
Report, edit, etc...Posted by Staredit.Net Essence on 2004-09-15 at 10:21:00
i got another question, can intrest b payed of as u go on, or does it have 2 b right when its due
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-15 at 10:27:06
Intrest is added daily to your bank account and when you take out a loan, the loaned amount plus percent interest is due at the end of loan terms.
FOr Example, if you took out 1000 minerals in a 2 week loan plan, you would pay bank total of 1100 minerals before the loan ended. You can pay it in any increments.
FOr Example, if you took out 1000 minerals in a 2 week loan plan, you would pay bank total of 1100 minerals before the loan ended. You can pay it in any increments.
Report, edit, etc...Posted by Yoshi da Sniper on 2004-09-15 at 10:42:01
Nothing good can come from this...
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-15 at 10:42:47
Im just trying to make money 
If nobody likes it fine, I don;t lose anything.
If nobody likes it fine, I don;t lose anything.Report, edit, etc...Posted by Kame on 2004-09-15 at 10:49:22
hey yoshi, you should set up a court service so that we can sue him if he doesn't fall thru with his plans!
Report, edit, etc...Posted by Staredit.Net Essence on 2004-09-15 at 15:02:29
[center]Can I take a loan for 4500 minerals?
[/center]
[/center]Report, edit, etc...Posted by DT_Battlekruser on 2004-09-15 at 18:21:33
{syntax_error} bank does nto have that kind of money.
Maximum loan I will allow now is 1500. Also, choose a loan plan.
I need the court service to sue people who don't pay back their loans.
Maximum loan I will allow now is 1500. Also, choose a loan plan.
QUOTE
hey yoshi, you should set up a court service so that we can sue him if he doesn't fall thru with his plans!
I need the court service to sue people who don't pay back their loans.
Report, edit, etc...Posted by .matrix//Merovingian on 2004-09-15 at 18:59:07
QUOTE(Yoshi da Sniper @ Sep 15 2004, 07:42 AM)
Nothing good can come from this...
[right][snapback]73584[/snapback][/right]
[right][snapback]73584[/snapback][/right]
Yeah, I agree wholeheartedly.
Report, edit, etc...Posted by Shmeeps on 2004-09-15 at 19:04:47
QUOTE
Im just trying to make money If nobody likes it fine, I don;t lose anything.
Except your pride...
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-15 at 19:13:23
Pride? Pride? I had pride?
Report, edit, etc...Posted by Kingra on 2004-09-15 at 19:50:18
QUOTE
I'll take a 1500 loan and ban you.
It'll settle my depts (just jking)
It'll settle my depts
(just jking) Would be very funny indeed if this happened. He'd hunt you down and murder you.
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-26 at 23:35:00
Yup And the best thing is I don't have any money sunk into this so if it fails because nobode joins then I don't lose anything. 
And the best thing is I don't have any money sunk into this so if it fails because nobode joins then I don't lose anything. Report, edit, etc...Posted by Zombie on 2004-09-29 at 00:07:35
i want to take a loan but let me get this straight
lets say i want to take a loan of 100$ and i say ill pay back in 2 days? how much will i ow?
lets say i want to take a loan of 100$ and i say ill pay back in 2 days? how much will i ow?
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-29 at 00:55:33
Pick 3 day loan or 1 day loan. If you loan $100 for 1 day loan period, in 24 hrs from signing, $103 is due (100 + 3%) if you lon $100 for 3 days, in 72 hrs, $105 is due (100 + 5%). So pick a plan and get going. 
Report, edit, etc...Posted by ShadowSnipe4 on 2004-09-29 at 00:58:23
Has anyone used this yet? Say I wanted to take a loan for however much it takes to buy a glowing or shadow thingy, how much ould I pay extra if it took me a week or two to make it up?
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-29 at 00:59:59
Say you need $1500 loan for 2 weeks. In 2 weeks, $1650 would be due. ($1500 + 10%)
Report, edit, etc...Posted by DT_Battlekruser on 2004-09-29 at 20:04:29
What? All these questions for no gain? Awww.
Report, edit, etc...Posted by Paella on 2004-10-09 at 07:22:08
How do we deposit money? I would be glad to donate to you.
Report, edit, etc...Posted by DT_Battlekruser on 2004-10-09 at 17:16:21
Tell me, then donate it; I'll list you.
Report, edit, etc...Posted by BeeR_KeG on 2004-10-09 at 17:21:36
I invest 10 minerals.
Report, edit, etc...Posted by DT_Battlekruser on 2004-10-09 at 17:23:39
10 minerals. lol.
Done.
Done.
Report, edit, etc...Posted by BeeR_KeG on 2004-10-09 at 17:25:23
Finally this Bank is getting some business lol.
Let's see if others follow my footsetps.
Let's see if others follow my footsetps.