Well here are a few that I can offer you. I play all of these listed and I have a great time playing them they are very fun and offer a lot for the monthly fee
-Star wars galaxies (Best Social MMO out there)
-Planetside (More of a MMOFPS

)
-World of Warcraft (its not that good :/ )
(Sorry couldnt think of any MMO's without fee, but dont be a cheapo

)
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i'm all outa money and when i get money i'm getting a less crappy computer, thats why i need to find a good free game, and my friend was in the first beta for planetside lol
Runescape. It's free and not that good but can kill time.
www.runescape.com
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Gar, I can't remember why, but I hate runescape.
Couldn't play it for more than a couple minutes, it sucked so much.
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it auto disconects you after idle for 5-10 minutes and it also builds up massive lag in about 12 if your on that long lol